Our Services
Genmax Capital delivers expert financial insight across a range of services, including business lending, property development funding, asset finance, cashflow solutions, and strategic capital structuring.
With access to a huge panel of lenders including all the major banks and a network of business and property professionals, Genmax Capital can tailor the right product that meets your needs.
HOme Loans
From first-time buyers to experienced investors & developers, we help secure the right solution. With access to a panel of 70 lenders, we guide you through every step of the process - making home purchasing, refinancing or investing smooth and stress-free.
We support developers with funding strategies for residential, commercial, and mixed-use projects - from land acquisition to construction finance and everything in between.
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Start your First Home Journey Here.
Stepping into the property market is one of the biggest financial moves you will ever make. From contracts full of fine print to inspections and finally getting the keys, we are here to simplify the journey and keep things clear.Just like no two homes are the same, every loan is different. We will guide you through the process step by step, cutting through the jargon and working with more than 60 banks and lenders to find a loan that is the right fit for your first home.
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Renovating or Building Your Dream Home
If you are planning to build your own home from the ground up, it is a smart move to explore your finance options before signing a building contract.
We provide loan solutions for buying land, building new homes, purchasing off-the-plan properties and securing house and land packages.
Getting a loan to build a home is a little different from buying an established property, because the land and building purchase often need to settle separately.
The Application Stage
To accommodate this, your lender will usually manage your initial loan as two separate but simultaneous applications. One covers the land purchase and the other covers the combined cost of the completed house and land.
Once the second application is approved, it will replace the first loan, leaving you with a single loan for the total amount.
The Construction Stage
Most lenders require you to begin building on your land within two years of settlement. This does not mean you must finish the home within that timeframe, only that construction must commence within two years of purchase.
The build will typically be completed in stages, with payments due at the end of each stage of construction.
The Repayment Stage
You will only be charged interest on the funds you have drawn down, so your minimum repayments will vary depending on the progress of the build.
Most construction loans come with a variable interest rate, although some fixed rate options are available. If you choose a fixed rate construction loan, you may have one rate on your land loan and another on your construction loan until they are consolidated.
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Your bank not looking after you? Need cash out or just a better deal?
Life changes, and so do interest rates, personal circumstances and financial goals. When that happens, it might be the right time to review your home loan. Refinancing can help you save money, reduce your mortgage and secure a better deal. You do not need to manage the process on your own, because with a broker handling the legwork and keeping your best interests front and centre, refinancing becomes simpler and more accessible than ever. -
Self Employed Loans made Simple.
Applying for a loan when you are self-employed simply works a little differently than for someone who is salaried. Lenders will usually want to see your financials, but the good news is that many will accept just one year of figures. This means you may be ready to apply sooner than you think.With our background in business banking, we understand how to highlight the strengths of your business and match you with lenders who value self-employed clients. We make the process clear and straightforward, giving you confidence from application through to approval.
In this guide, we will outline what banks consider when assessing self-employed applications and how we can help you achieve the best possible result.
commercial lending
Fuel your business growth with tailored lending solutions. Whether you're launching, expanding, or managing operations, Genmax Capital finds the funding that fits your vision.
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Commercial Property Finance
Whether you are purchasing your first commercial premises or expanding your property portfolio, we offer tailored commercial property finance solutions to suit your needs. We understand the complexities involved in commercial borrowing and have strong relationships with all major banks, second-tier lenders, and private financiers.
We assist business owners, investors, and developers in securing finance for a wide range of commercial assets, including office buildings, retail spaces, and industrial properties. Whether you need funding for a new acquisition, refinancing, or a leasehold purchase, we work closely with you to structure the right loan. Our goal is to deliver competitive rates, flexible terms, and a smooth approval process to support your long-term objectives.
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Development Finance
From boutique residential projects to large-scale commercial developments, we provide expert support and access to flexible development finance solutions. Our team helps developers secure funding at every stage, including land acquisition, construction, and project completion.
With over two decades of experience and a deep understanding of the market, we source funding that aligns with your project size, timeframe, and repayment strategy. We work with banks, specialist lenders, and private funders to provide tailored solutions, including staged drawdowns that support your cash flow requirements. Whether you are a first-time developer or an experienced builder, we are here to help turn your project into reality.
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Cash Flow Solutions
When cash flow becomes a challenge, we provide smart and flexible solutions to help keep your business running smoothly. Whether you are facing delayed customer payments, seasonal fluctuations, or need working capital for growth, we can help you access the right finance at the right time.
Our solutions include invoice finance, business loans, and revolving credit facilities, all designed to improve your cash position and support day-to-day operations. With years of experience in Business Lending, we understand the urgency of cash flow issues and work quickly to match you with suitable lenders. We manage the process from start to finish, so you can stay focused on growing your business.
asset Finance
From vehicles to equipment, we help you acquire the assets your business needs without tying up your cash. Fast approvals, flexible terms, and competitive rates.
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Car Finance
Whether you're purchasing a vehicle for personal use or business purposes, we offer car finance solutions that are flexible, competitive, and tailored to your needs. With access to a wide network of lenders, we help you secure the right loan quickly and efficiently.
We assist individuals, sole traders, and companies with financing for cars, utes, vans, and commercial fleets. Our team manages the process from application to settlement, ensuring a smooth experience and loan terms that suit your budget or business cash flow. We handle the negotiations, so you can drive away with confidence and peace of mind.
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Construction Equipment Finance
Financing construction equipment is essential for businesses looking to grow without putting pressure on cash flow. We provide tailored finance options for builders, contractors, and civil operators investing in machinery and vehicles.
Whether you’re purchasing excavators, loaders, cranes, or trucks, we offer funding solutions that match your operational needs. We work with a range of trusted lenders to ensure flexible repayment terms and fast approvals. Whether buying new or used equipment, from a dealer or private seller, we streamline the process and get your business moving without delay.
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Business Equipment Finance
Accessing the right equipment can make a significant difference to your business performance. We offer business equipment finance solutions that help you acquire the tools, technology, or machinery you need—without tying up capital.
Whether you operate in hospitality, healthcare, manufacturing, or professional services, we can arrange finance for everything from commercial appliances to IT systems and specialised equipment. We tailor finance packages to suit your cash flow and operational goals, while managing the entire process from start to finish. Our goal is to make equipment finance simple, fast, and effective so your business stays ahead.
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